theshortorc wrote:
Ok, what about paypal? I mean you do want my money, right?
Honestly this attitude is rather archaic.
Yes, they want your money.
But if 999 out of 1,000 people have the ability to pay by Visa, Mastercard, and other established methods already, then it actually is NOT financially worth it for them to add more payment options.
The upfront cost to add something is often a couple hundred dollars minimum (fees plus the value of time taken to set it up).
If you have issues paying for things online because you only have 2 options, perhaps you should rethink YOUR approach.
I've been active online (games, shopping, etc) since '97, and have YET to encounter a situation I was unable to make a payment.
I have:
Paypal
Visa (was Mastercard, but then my bank switched)
a bank checking account
I've never used my checking account for anything other than bills (power, water, etc).
And honestly, I think I've only been forced to use Paypal a couple/few times. The rest of my Paypal use is simply due to its convenience.
So.
Why don't you have a Visa or Mastercard? There are plenty of card issuers who will give you a high interest rate with no monthly fee. Use it to pay online, then immediately pay the card back off, and the interest rate doesn't matter.